If you're at the age when it's time to get your finances in order for retirement and beyond, one thing you may want to consider is long-term care insurance. It's fairly common to need home health care or nursing home care in your senior years, so you want to think about how you'll pay for it. Buying a long-term insurance policy while you're still fairly young means your premiums are lower since it should be several years before you need to use it.
